Austin, TX · Garage & Dealer Insurance

Garage Liability Insurance in Austin, TX

Austin's growing automotive market means more dealers, repair shops, and towing companies need proper insurance. We help Travis County automotive businesses get garage liability coverage and dealer bonds quickly.

Min. Garage Liability

$300K CSL

Required for TX dealer license

Surety Bond Required

$25,000

Motor vehicle dealer bond

Licensing Authority

TxDMV

Issues dealer licenses in TX

Get Insured in Austin Today — Fast Quotes, Same-Day Coverage

Independent agents. 15+ A-rated carriers. agents focused on garage liability, dealer bonds, and automotive business insurance.

Also Required for TX Dealers

Need a Dealer Surety Bond in Austin?

TX requires a $25,000 surety bond to obtain your motor vehicle dealer license. We can help you get your bond and your garage liability insurance in one place — often with better pricing when bundled.

Why Choose Us

Why Austin Dealers & Shops Choose DealerLiability.com

Automotive Business Focus

We work with auto dealerships, repair shops, towing companies, and garages — and we understand the specific coverages these businesses need to stay licensed and protected.

15+ A-Rated Carriers

As an independent agency, we shop multiple carriers to find the right policy for your specific operation, location, and risk profile.

Same-Day Coverage

Need proof of insurance fast? We can often bind coverage and issue certificates the same day — critical when you're applying for or renewing a dealer license.

Bond + Insurance Bundle

Get your dealer surety bond and garage liability insurance in one place. Bundling often results in better pricing on both and simplifies your renewals.

FAQ

Frequently Asked Questions — Austin Dealer Insurance

Is garage liability required for an Austin dealer license?
Yes. Texas requires all GDN license holders in Travis County to carry garage liability insurance with a minimum $300,000 CSL, filed with TxDMV.
What is the surety bond requirement for Austin dealers?
Texas requires a $25,000 surety bond for most GDN license types. Annual premiums are typically $250–$500.
Do EV dealers in Austin need garage liability?
Yes. Electric vehicle dealers in Austin need the same garage liability and garagekeepers coverage as traditional dealers, plus any additional coverages for EV-specific risks.
How quickly can I get insured in Austin?
Same-day coverage is typically available. We can bind your policy and issue a certificate of insurance the same day in most cases.
Can I get coverage for a startup dealership in Austin?
Yes. We work with new dealers and can help you get the insurance and bond you need to apply for your Texas GDN license.

Ready to Get Covered in Austin?

Get a free quote in minutes. No obligation. agents focused on garage liability and dealer insurance.