Insurance for Dealers & Garages813-582-5215

AUTO DEALER INSURANCE

Complete insurance programs for new car dealers, used car lots, RV dealers, motorcycle dealers, and all types of vehicle dealerships.

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Insurance for Every Type of Vehicle Dealer

Auto dealerships face a unique combination of risks that require Insurance coverage. From protecting your vehicle inventory on the lot to covering liability in your service department, a properly structured dealer insurance program is essential to protecting your business.

As an independent agency focusing on garage and dealer insurance, we work with multiple top-rated carriers to build comprehensive programs for dealerships of all types and sizes — from small independent used car lots to large multi-franchise dealerships.

Types of Dealerships We Cover

New Car Dealerships

Franchised new car dealers need comprehensive programs including garage liability, DOL, garagekeepers, and dealer plate coverage.

Used Car Dealers

Independent used car lots require flexible programs that cover their specific inventory value, lot size, and operations.

RV Dealerships

RV dealers face unique risks with high-value inventory. We offer Programs available for Class A, B, C motorhomes and towables.

Motorcycle Dealers

Motorcycle dealerships need coverage for their showroom, service department, and high-theft inventory.

Boat Dealers

Marine dealers require Coverage for watercraft inventory, storage, and service operations.

Specialty Vehicle Dealers

ATVs, UTVs, golf carts, and other specialty vehicles — we have programs for dealers of all types.

Coverage Options for Dealerships

Garage Liability
Core liability coverage for bodily injury and property damage from your dealership operations.
Dealers Open Lot (DOL)
Physical damage coverage for your vehicle inventory against fire, theft, vandalism, hail, and more.
Garagekeepers Legal Liability
Covers customer vehicles in your service department while in your care, custody, or control.
Commercial Auto
Coverage for dealer plates, loaner vehicles, and vehicles used in your business operations.
Commercial Property
Protects your dealership building, showroom, equipment, and business personal property.
Workers' Compensation
Required coverage for your employees if they are injured on the job.
Cyber Liability
Protects against data breaches involving customer financial and personal information.
Employment Practices Liability
Coverage for claims of wrongful termination, discrimination, or harassment by employees.

Frequently Asked Questions

Protect Your Dealership Today

Contact us for a comprehensive dealer insurance program quote.