Miami auto dealerships, repair shops, and towing companies operate in one of Florida's most active automotive markets. We help Miami-Dade businesses get the garage liability coverage and dealer bonds they need to stay licensed and protected.
Min. Garage Liability
$25K/$50K
Required for FL dealer license
Surety Bond Required
$25,000
Motor vehicle dealer bond
Licensing Authority
FLHSMV
Issues dealer licenses in FL
Who We Insure in Miami
Whether you operate a franchised dealership, an independent used car lot, a repair shop, a body shop, or a towing company in Miami, we have the Coverage your business needs. We work with 15+ A-rated carriers to find the right policy at the right price.
Required for dealer licensing. Covers bodily injury and property damage from your operations.
Protects customer vehicles in your care, custody, or control.
Covers your vehicle inventory against weather, theft, and physical damage.
Required by state DMV. Protects consumers from dealer fraud or title issues.
On-hook coverage, liability, and physical damage for tow operators.
Garage liability and garagekeepers for auto repair and body shops.
Independent agents. 15+ A-rated carriers. agents focused on garage liability, dealer bonds, and automotive business insurance.
Also Required for FL Dealers
FL requires a $25,000 surety bond to obtain your motor vehicle dealer license. We can help you get your bond and your garage liability insurance in one place — often with better pricing when bundled.
Why Choose Us
We work with auto dealerships, repair shops, towing companies, and garages — and we understand the specific coverages these businesses need to stay licensed and protected.
As an independent agency, we shop multiple carriers to find the right policy for your specific operation, location, and risk profile.
Need proof of insurance fast? We can often bind coverage and issue certificates the same day — critical when you're applying for or renewing a dealer license.
Get your dealer surety bond and garage liability insurance in one place. Bundling often results in better pricing on both and simplifies your renewals.
FAQ
Get a free quote in minutes. No obligation. agents focused on garage liability and dealer insurance.